PRIVACY POLICY

HMV Wealth Advisors, LLC is committed to client confidentiality and the protection of your privacy. The following information is provided, as required by law, to help you understand our privacy policy and how we will handle and maintain confidential personal information as we fulfill our obligations to protect your privacy. “Personal information” refers to the nonpublic financial information obtained by HMV Wealth Advisors, LLC in connection with carrying out our services.

INFORMATION WE COLLECT

HMV Wealth Advisors, LLC collects personal information as part of our relationship to you, to provide client services and fulfill legal and regulatory requirements. The type of information HMV Wealth Advisors, LLC collects may include:

• Information HMV Wealth Advisors, LLC receives from you on forms (such as name, address, Social Security number, profile documents, assets and income);
• Information you provide HMV Wealth Advisors, LLC directly about your personal finances or personal circumstances or which HMV Wealth Advisors, LLC may receive from brokerage statements or other information you authorize HMV Wealth Advisors, LLC to receive.

INFORMATION DISCLOSED IN ADMINISTERING PRODUCTS AND SERVICES

HMV Wealth Advisors, LLC will not disclose personal information about current or former clients to nonaffiliated third parties except as permitted or required by law. HMV Wealth Advisors, LLC does not sell any personal information about you to any third party. HMV Wealth Advisors, LLC will not disclose personal information without your authorization, except as required or permitted by law.

PROCEDURES TO PROTECT CONFIDENTIALITY AND SECURITY OF YOUR PERSONAL INFORMATION

HMV Wealth Advisors, LLC has procedures in place that limit access to personal information to those employees who need to know such information in order to perform business services. In addition, HMV Wealth Advisors, LLC maintains physical, electronic and procedural safeguards to guard your nonpublic personal information.

HMV Wealth Advisors, LLC will update its policy and procedures when necessary to ensure that your privacy is maintained and that HMV Wealth Advisors, LLC conducts business in a way that fulfills our commitment to you. If HMV Wealth Advisors, LLC makes any material changes in its privacy policy, we will make that information available to clients through our Web site and/or other communications.

We can be contacted regarding any questions or concerns with regard to this statement by writing to or calling:

HMV Wealth Advisors, LLC
333 Texas Street, Suite 1625
Shreveport, LA  71101

P: 318.517.6255

inquiry@hmvwealth.com

The HMV Wealth Advisors, LLC Privacy Protection Statement and official Privacy Protection Policy are intended to comply with the applicable laws and regulations.

LEGAL NOTICES

Effective Date: December 7, 2020

Welcome to the Web site for HMV Wealth Advisors, LLC – also referred to hereinafter as the “Firm” and or the “Site.” This Site provides you with general information about the financial and other products and services of the Firm. PLEASE READ THESE TERMS OF USE CAREFULLY. By accessing and using this Site, you acknowledge that you have read, understand, and agree to be bound by all of the terms and conditions set forth below. We reserve the right to amend these terms of use from time to time by posting the amended terms on this Site.

ACCESS TO THIS SITE

This Site is made available to all persons aged 18 or older who agree to be bound by the terms and conditions set forth in these terms of use. You agree not to modify, reproduce, distribute, rent, lease, loan, sell, or create derivative works based upon the materials on this Site, or post any content from this Site to newsgroups, mail lists or electronic bulletin boards, without the prior written consent of an authorized representative of the Firm.

PRIVACY POLICY
Any personal information submitted by you on this Site is maintained in accordance with our Privacy Policy.

NO OFFER, INVESTMENT ADVICE, OR PERFORMANCE GUARANTEES
Neither the information nor any opinion expressed on this Site constitutes an offer by the Firm to buy or sell any securities or financial instruments, or to provide any investment advice or service. The services, securities and financial instruments described on this Site may not be available to or suitable for you, and not all strategies are appropriate at all times. The value and income of any of the securities or financial instruments mentioned on this Site can fall as well as rise, and an investor may get back less than he or she invested. Foreign-currency denominated securities and financial instruments are subject to fluctuations in exchange rates that could have a positive or adverse affect on the value, price or income of such securities and financial instruments. Past performance is not necessarily a guide to future performance. Independent advice should be sought in all cases.

UNAVAILABILITY IN SOME JURISDICTIONS
None of the investment products or services mentioned on this Site are available, and prospectuses in respect of them will not be distributed, to persons resident in any state or territory where such distribution would be contrary to local law or regulation.

LINKS TO THIRD PARTY WEB SITES 
This Site may contain links to other Web sites, including links to the Web sites of companies that provide related information, products and services. These links are solely for the convenience of visitors to this Site, and the inclusion of such links does not necessarily imply an affiliation, sponsorship or endorsement. We make no representations whatsoever regarding such third party Web sites. You should review the privacy policies of other Web sites carefully before providing any information to such sites. We are not responsible for the content or availability of third party Web sites, and shall not be responsible or liable for any information, opinions, advice, products, or services available on or through such third party Web sites.

CONTACTING US
If you have questions about these terms of use, the Privacy Policy for this Site, or any other questions concerning this Site, please contact:

HMV Wealth Advisors, LLC
333 Texas Street, Suite 1625
Shreveport, LA  71101

P: 318.517.6255

inquiry@hmvwealth.com

FAQ

Q: Who do you serve?
A: We provide our services to individuals, families, businesses, trusts, partnerships, not-for-profit organizations and retirement plans who wish to pursue long-term goals based on our strategic approach to managing wealth.

Q: Describe your broad services.
A: We conduct initial and ongoing deep discovery, to determine clients’ financial needs in relation to their unique values; goals; personal, professional and institutional relationships; assets; and interests. We then form a far-reaching plan to achieve those goals. We gather expertise – or we are prepared to work with existing alliances – to ensure that each component within the strategy is carefully executed and seamlessly integrated to serve the overall purpose.

Q: How much does it cost to hold initial planning meetings with your firm?
A: There is no cost for our initial Discovery and Investment Plan meetings. We feel it’s time well spent to first get to know one another – before we seek mutual commitment and before we begin charging a fee.

Q: Do you have a minimum portfolio size?
A: $1,000,000. If your current asset level does not meet our minimum requirements but you have unique circumstances you would like to discuss, please do not hesitate to give us a call.

Q: What happens to my current holdings if I become a client?
A: Before any changes are made, we first analyze your existing portfolio and discuss our recommendations with you. Our overall goal is for your portfolio to make sense for you and your lifetime objectives, in the most cost-effective way possible. Ways we achieve this goal are to capture your unique willingness, ability and need to take on market risk via appropriate (often global) diversification; to minimize the expenses involved in investing; to manage for appropriate asset location between taxable and tax-sheltered accounts; and to eliminate any unnecessary complexity within the collection of accounts within your portfolio. If existing holdings lend themselves to these objectives, we leave them in place. If changes are warranted, we work with you to ensure any transitions occur as smoothly and cost-effectively as possible.

Q: Do you trade and hold my assets for me?
A: While you grant us Limited Power of Attorney (LPOA) to execute transactions on your behalf, you remain in control of your assets. Accounts are held in your name at a quality custodian such as Fidelity Investments.

Q: Describe your investment approach.
A: For managing your financial portfolio, we offer a prudent approach based on our fiduciary relationship with you as your trusted investment advisor. Fiduciary duty is generally considered the highest legal duty one party can have to another. As a Registered Investment Advisor firm, we have a legal responsibility to always act in your best interests – and we take that responsibility very seriously.

Many other financial service firms offer an approach based on “active management.” Active management assumes that the markets are generally inefficient, allowing clever individuals to regularly exploit and profit from the anomalies (beyond the costs of consistently seeking and executing such trades). And yet, there is overwhelming academic evidence that the collective wisdom of all market players – especially in today’s electronic era – results in highly efficient markets. Markets reflect fair pricing almost instantaneously upon release of any good or bad price-related news. In offering a “passive management” approach, we heed the academic wisdom. We assume that the opportunities to exploit inefficiencies are too few and far between to effectively and affordably pursue.

Q: What if I need a bond (fixed income) portfolio or other special holdings?
A: Our philosophy is that equity investments are for growth; fixed income investing has a vital mission all its own: to control overall volatility in a portfolio and provide a stable financial base. It should act as the vehicle for steady, reliable income and contingency reserves. We address your fixed income needs as an integral part of your overall portfolio as well as by considering the special needs, characteristics and (often hidden) costs inherent in the bond market. If a custom bond portfolio makes sense for you, we build one for you based on analysis of each bond’s full range of characteristics (sector, maturity, credit rating and more).